Travel credit cards can be a great way to save money on your travel experiences. If you have a travel credit card, you can put many of your purchases on that card and get points you can redeem for travel experiences. This can benefit you more if you are on a long vacation. Say you are on a sports tour, following your favorite team (click here to find out more) to see all the live matches; a travel credit card can help you save a lot of expenses. However, you also need to make sure that you’re choosing the best possible option. Here are four things to look out for if you’re trying to get the best travel credit card.

1. Annual Fee

The annual fee is one of the first things that people look at when they’re considering a new credit card. However, it’s also important to remember that an annual fee isn’t inherently bad. An annual fee can open the door to a variety of benefits that you wouldn’t be able to get with a $0 annual fee. Your best bet will be to decide what you can afford for that annual fee, then look at cards under that limit.

2. General Rewards Rate

Next, you’ll want to look at the general rewards rate for the card. Most of the time, credit cards offer you 1% back on all your purchases, with some categories, like dining and groceries, often being at a slightly higher percent. Look at both the rewards rate that you’ll get on general purchases as well as the rewards rates that are available at a higher percent.

3. Credit Score Requirements

Especially if you don’t have a super high credit score, it’s a good idea to take a look at the estimated credit score requirements that you should have in order to get a specific credit card. You can get a decent travel credit card at just about any credit score, but you should know what cards you’re likely to get approved for, so you can only apply for the cards that you’ll get an approval for.

4. Sign-On Bonus

Many cards offer great sign-on bonuses as a way to try and entice new people to sign up for a credit card. The Capital One Venture Card, for example, has a sign-on bonus of 60,000 miles, equivalent to as much as $1,020, and requires that you spend $3,000 on the card within the first three months. This can be a great way to save extra money, as $1,000 per month is a spending amount that many people may be able to hit. Just make sure that you’re able to actually hit the requirements before you sign up.

Conclusion

There are many great travel credit cards available to people, and the “best” travel credit card will definitely vary from person to person. Depending on how much you’re willing to spend annually, the credit score you have, and whether you can achieve a specific sign-on bonus, you may choose different credit cards. The best way to discover your next travel credit card is to make sure you look at all four of these things, so you can choose the right card for your specific needs.